Manulife FutureBoost Retirement

A single-pay variable unit-linked insurance plan that helps you grow your retirement fund while providing life insurance protection. FutureBoost Retirement offers the potential for higher returns through investment in carefully selected funds, with the flexibility to withdraw when you need it.

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Why Choose FutureBoost Retirement?

📈 Growth Through Market-Based Funds

Your money is invested in expertly managed funds with growth potential—ideal for building your retirement fund over time.

🛡️ Life Insurance Coverage

Enjoy peace of mind with built-in life insurance protection included with your single premium investment.

💸 Pay Once, Enjoy Long-Term Benefits

FutureBoost Retirement is a single-pay plan—invest once and benefit from long-term fund growth without recurring premiums.

👨‍💼 Professionally Managed Investments

Let Manulife's expert fund managers handle your investments with automatic fund allocation aligned to your retirement timeline.

💼 Access to Your Funds

Withdraw part of your investment when the need arises, based on your policy's terms.

🔄 Multiple Fund Choices

Choose from a variety of investment funds tailored to different risk levels and financial goals.

Investment Fund Options

FutureBoost Retirement offers a selection of carefully curated funds to match your risk appetite and financial goals:

💰 Money Market Fund

Lower risk, stable returns

Invests in short-term securities
Lower volatility
Preservation of capital

📈 Bond Fund

Moderate risk, steady growth

Invests in fixed income securities
Higher potential returns than money market
Medium-term investment horizon

📊 Balanced Fund

Balanced risk and return

Mix of equities and fixed income
Potential for capital appreciation
Diversified portfolio

🚀 Equity Fund

Higher risk, higher potential returns

Invests primarily in stocks
Highest growth potential
Long-term investment horizon

Enhance Your FutureBoost Protection

Customize your plan with optional riders for comprehensive protection that fits your lifestyle and needs:

Enhanced Critical Illness

Get a lump sum payout upon diagnosis of any of 60 covered critical illnesses—support when you need it most.

Hospital Income Benefit

Receive daily cash allowance for each day you're confined in the hospital, up to 1,000 days.

Term Coverage

Add extra life insurance protection on top of your FutureBoost plan for greater peace of mind.

Accident Coverage

Provides financial support for accidental death, dismemberment, or disability—including hospitalization benefits due to accidents.

Frequently Asked Questions

What is Manulife FutureBoost Retirement?

FutureBoost Retirement is a single-pay investment-linked insurance plan that helps you grow your retirement fund through market-based investments, while providing life insurance protection.

How does the single payment work?

You only need to pay once at the start of the policy. That amount is invested in professionally managed funds, and you're covered with life insurance from day one.

What are the available investment fund options?

You can choose from a variety of Manulife investment funds, each with different risk profiles and growth objectives—designed to match your retirement timeline and financial goals.

Is my money guaranteed to grow?

While the plan is designed for long-term growth, it is linked to the performance of investment funds. Returns are not guaranteed, but your funds are managed by professionals to optimize growth potential.

Does the plan include life insurance?

Yes. FutureBoost Retirement includes built-in life insurance coverage that protects your loved ones in case of unexpected loss.

Can I access my money if I need it?

Yes. Partial withdrawals may be allowed based on the terms of your policy. This gives you flexibility in case of emergencies or life changes.

Who manages my investment?

Your money is managed by Manulife's expert fund managers, using an automatic investment approach aligned with your retirement goals.

Can I switch between funds?

FutureBoost Retirement offers a range of fund choices. Fund switching options are typically available—ask your advisor how to adjust your strategy over time.

Is this plan suitable for retirement only?

FutureBoost Retirement not only for retirement planning, but it can also support other long-term goals like early retirement, travel, or financial independence.