Manulife WealthOne Legacy Plan

A premium single-pay variable unit-linked insurance plan designed for high net worth individuals seeking wealth accumulation, retirement planning, or legacy creation. WealthOne offers the potential for substantial growth through strategic investments while providing life insurance protection—all with just one payment.

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Why Choose WealthOne?

📈 High-Growth Investment Potential

Your single premium is invested in expertly selected funds with substantial growth potential—ideal for wealth accumulation and legacy building.

🛡️ Comprehensive Life Insurance

Enjoy significant life insurance protection included with your one-time premium payment, providing security for your loved ones.

💰 Single Payment Convenience

WealthOne requires just one premium payment—no recurring commitments—making it perfect for lump sum investments.

👨‍💼 Professional Fund Management

Benefit from Manulife's expert fund managers who strategically allocate your investment based on your financial objectives.

💎 Flexible Withdrawal Options

Access your funds when needed, with options for partial withdrawals based on your policy terms.

🔄 Diverse Investment Choices

Select from a range of premium investment funds tailored to different risk profiles and financial goals.

Premium Investment Fund Options

WealthOne offers exclusive investment fund choices designed for substantial growth and wealth preservation:

💰 Capital Preservation Fund

Stable growth with lower risk

Invests in high-quality fixed income
Minimal volatility
Capital protection focus

📈 Global Bond Fund

Diversified international bonds

Invests in global fixed income markets
Currency diversification benefits
Higher potential returns

🌍 Global Equity Fund

Worldwide stock market exposure

Invests in international blue-chip stocks
Maximum growth potential
Long-term wealth accumulation

🚀 High-Growth Fund

Aggressive growth strategy

Focuses on emerging markets and tech
Highest return potential
For risk-tolerant investors

Frequently Asked Questions

What is Manulife WealthOne?

WealthOne is a premium single-pay investment-linked insurance plan designed for high net worth individuals. It combines substantial growth potential through investment funds with life insurance protection—all with just one payment.

How does the single payment feature work?

You make just one premium payment at policy inception. This amount is then invested in your chosen funds and remains invested for the policy duration, growing over time while providing continuous insurance coverage.

What makes WealthOne different from other investment plans?

WealthOne stands out with its single-pay convenience, premium fund options, and combination of wealth growth with insurance protection. It's specifically designed for individuals with significant lump sums to invest.

Is WealthOne suitable for retirement planning?

Absolutely. WealthOne is an excellent vehicle for retirement planning, allowing your single investment to grow substantially over time, with options to withdraw during retirement years.

Can WealthOne be used for legacy planning?

Yes. WealthOne is ideal for legacy creation, as the life insurance benefit combined with investment growth can provide significant wealth transfer to your beneficiaries.

What is the minimum investment amount?

WealthOne is designed for substantial investments. Please consult with your financial advisor for current minimum premium requirements.

Are there tax benefits with WealthOne?

WealthOne may offer certain tax advantages depending on your jurisdiction and personal circumstances. Consult with your tax advisor for specifics.

Can I add to my investment later?

WealthOne is designed as a single-pay plan. For additional investments, you may need to establish a new policy or explore other Manulife products.

How is this different from FutureBoost?

While both are investment-linked plans, WealthOne is specifically designed as a single-premium product for high net worth individuals, with premium fund options and higher investment limits compared to FutureBoost.